XPress Processing Is An E-Commerce Maximizer
XPress Processing is a leading worldwide market provider of secure transaction processing solutions for business-to-consumer and business-to-business electronic commerce. The Echeck provides turnkey internet billing solutions to sellers of website content and on-line vendors of services and products that add exceptional value to both the user and the merchant. Our focus is on processing payments on behalf of vendors and to help them originate other means to generate additional online revenue.
XPress Processing is an Global Online Payments Provider, specializing in secure online payment solutions for high and low risk merchants. High Risk Merchants are a specific classification of merchants with a higher risk of customer sales disputes, higher risk of returns and a higher risk of chargebacks. Any online business is considered high risk because the credit card is not present for verification. Low Risk Merchants are less-risky and easier to place due to the lower risk of chargebacks and returns.
As an online payments provider, XPress Processing utilizes advanced proprietary payment technology to provide:
- Maximum payment security for cardholders and merchants
- A rapid front end payment tool to enable quick shipment of goods
- A sophisticated online account with full transaction reporting, real time statistics, website traffic reporting and more
XPress Processing’s management team, has over 25 years of experience in the financial services industry, and use their compelling blend of entrepreneurial flair and corporate experience to deliver significant value for eCommerce businesses by providing solutions with strong corporate governance and independently audited PCI DSS compliance.
The Payment Card Industry aka PCI and Data Security Standard aka DSS is an information security standard defined by the Payment Card Industry Security Standards Council. PCI certification is required for organizations (merchants and service providers) that process credit card payments. The certification is designed to prevent credit card fraud through increased controls around data and its exposure to compromise. We support the interests and security of all key stakeholders be it a person or group that has an investment, share, or interest in something, as a business or industry and acquiring banks which are the financial institutions that maintains a contractual relationship with the merchant. The issuing bank undertakes a review of the individual’s credit history, current salary, and other such factors. If approved, the issuing bank provides the individual with a credit card and associated account number. The card issuing bank transfers funds to acquiring banks to cover purchases made by the cardholder, and receives the cardholder’s payment at the end of the billing period.
Cardholders and Payment Networks: The payment system is an operational network – governed by laws, rules and standards – that links bank accounts and provides the functionality for monetary exchange using bank deposits.
Through our cutting edge proprietary technology and highly experienced programmers, XPress Processing achieves excellence in speed and service integrity, as well as fraud prevention, reconciliation and customer support. Through this comprehensive approach to online payments, we ensure not only the secure transmission of customer transactions, but the longevity of merchants and their business success.
XPress Processing’s products are Oracle language based and have been extensively tested and utilized in commercial web based applications for several years. Ongoing product improvements to stay ahead of mutating security and fraud threats ensure that XPress Processing will protect its merchant clients and their cardholders at all times, and will continuously meet PCI compliance standards. The Payment Card Industry aka PCI and Data Security Standard aka DDS, is a set of requirements designed to ensure that ALL companies that process, store or transmit credit card information maintain a secure environment.